TRAVEL INSURANCE

XTD HAS A NO REFUND AND NO TRANSFER POLICY

What happens if someone gets sick and can’t travel, a parent dies, you’re required to work, or your house floods?
With trip cancellation coverage, you’ll be able to recover your out-of-pocket expenses for these covered reasons and more.

You’ve planned a cruise, but you discovered the connecting flight to get to the ship is delayed. With the missed connection, it looks like you will miss your cruise departure. How will you catch up to the ship?
With missed connection coverage, you can take another flight to catch the ship at the next port of call. You’ll also have assistance services to help you arrange and pay for those travel changes.

After attending the family reunion, you arrive at the airport to return home and are told tornadoes have canceled all flights through Dallas. Who will help you find a new flight to return home?
With trip interruption coverage, you’ll have the money to refund the expenses of a new return ticket or to stay in a comfortable hotel.

You saved all year for a summer vacation to Aruba, but a hurricane destroys the hotel a week before you depart. Will you lose all the money you worked so hard to save?
With travel insurance protection for weather damage, you’ll be able to recover your pre-paid costs. Travel assistance services will also help you arrange a vacation at a new location – one the hurricane missed.

You’ve planned an excursion to Egypt for years, but weeks before leaving, a terrorist attack occurs. The airports are closed, and Egypt is in chaos. It would be unwise to travel now, but will you lose all your non-refundable fees? With terrorism coverage, you can cancel your trip without losing all the money you’ve spent.

You and your friends have planned a hiking trip to climb Machu Picchu since college. After your first night in Lima, you wake with severe stomach pains and a high fever. You cannot start your hike. Instead, it would be best if you had emergency medical care – and quick.
With travel medical coverage, you won’t be paying a huge medical bill. You’ll also have assistance services – in your own language – to locate a suitable medical facility and arrange transportation.

Your special day has finally arrived – a wedding at a beachside resort. Unfortunately, the airline made a mistake, and your baggage will be delayed. Luckily, you’ve got the dress and the rings, but what about your other clothes, shoes, toothpaste, and personal items?
With coverage for delayed bags, you can relax. The service hotline will help you recover your bags. You’ll also be reimbursed for the essential items you need to start enjoying your trip.
Or, you are required to speak at a business conference in Las Vegas, but somewhere in transit, your baggage is lost. Your presentation is tomorrow, how will you get ready in time?
With coverage for luggage that is lost, stolen, or damaged, you’ll be reimbursed for new clothes and personal items. You’ll even get reimbursed for a suitcase so you can take your new stuff home.

You’ve planned a two-week honeymoon cruise to Alaska, but a week before the trip you see on the news that your cruise is canceled due to the financial default of the cruise company. How will you recover your money?
With trip insurance that covers financial default, you’ll be able to recoup your expenses. With the help of assistance services, you’ll be able to reschedule your cruise as well.

You and your parents have planned a trip to their home country, but on your way, the train is canceled for mechanical repairs. You don’t speak the language. Who can help you locate alternative transportation?
With trip insurance, you’ll have emergency assistance services. The service agents will recover your nonrefundable fees, then locate and pay for transportation to get you where you want to be.

Thus, if you decide to travel with XTD and you have an emergency that prevents you from going on your vacation but purchased the “cancel for any reason” option when you purchased your travel insurance, your trip would be refundable.
Source: Travel Source Review https://www.travelinsurancereview.net/tips-and-advice/understanding-travel-insurance/reasons-to-buy-travel-insurance/